A lot of photographers don't realize their sessions are costing them. This calculator will show you exactly where you stand.

There's a difference between covering your costs and getting paid for your skill. This calculator separates the two so you can see what you should be charging per session.

Step 1 of 4 — Your Skill Level
What is your current skill level?

Your skill level sets your minimum per image. This is the value of what you've invested in learning, practicing, and developing your craft. It has nothing to do with your cost of doing business. It's simply what your work is worth at this stage of experience. Be honest with yourself and choose the level you're at currently. Remember, where you are now is not where you will stay.

Just Starting
$10 – $15 / image
Still learning the basics, inconsistent results, images need significant editing.
Beginner
$25 – $35 / image
Building consistency, editing style evolving, some great shots but not yet reliable every time.
Intermediate
$65 – $75 / image
Comfortable in manual mode, consistent results, clean editing style, developing a signature look.
Expert
$100 – $150+ / image
Exceptional skill, strong signature style, highly consistent, clients seek you out specifically.
Step 2 of 4 — Your Image Floor
What should you charge for your skill?

Your image floor is the value of your skill multiplied by the number of images you deliver. It accounts for the years you spent learning, the gear you invested in, and the courses you took. It is separate from your cost of doing business and covers the knowledge and craft you bring to your sessions.

Image Floor — Enter your minimum per image and images delivered
Item Amount
Step 3 of 4 — Your Cost of Doing Business
What does it actually cost you to show up?

These are your hard business costs. This money has to be recovered before you earn a single dollar of profit. If you're not charging enough to cover these expenses, you are paying out of pocket to serve your clients. Enter your expenses line by line or fill in your total monthly operating expenses if you know your monthly total already.

Monthly Operating Expenses

This is where you calculate your monthly business expenses. Include your software, insurance, hosting, and anything else you pay to keep your business running. These get divided by your sessions per month to find your per-session share.

Expense Monthly Cost
Total monthly operating expenses: $0.00
Sessions Per Month — How many sessions do you shoot in a typical month?
Item Amount
Session Costs — Direct costs for this specific session
Item Amount
Step 4 of 4 — Here's What the Numbers Say
Here's the full picture.

Your session price needs to do two separate things. It needs to cover what it costs for you to show up and it needs to compensate you for the skill you bring. Below, you can see how they work together to build a price that will bring profitability to your business.

What goes into your price
Part 1 — Cost of Doing Business
What it costs you to show up
This is what it costs for you to show up and work. If you don't recover this, you're paying to work instead of being compensated for your work.
Part 2 — The Value of Your Skill
What your skill is worth
This is your image floor. This includes compensation for the time you spent learning, the gear you invested in, the courses you took, and the hours of editing you put into every gallery. This is how photography becomes a career and not an expensive hobby.
Together these build your minimum price
Minimum — Never Go Below This
Your costs + the value of your skill. This is your floor. Below this number, photography is costing you money.
Thriving Business
Your skill value + (your costs × 3). This is where photography starts paying you well, supports your life, and leaves room to grow.
What You Currently Charge Per Session

Enter your current session rate to see exactly where you stand against both your costs and your skill value.

Item Amount
Cost Coverage

Skill Compensation

Your Monthly Picture
What could your business look like in a month?

Now that you know what you should charge per session, let's zoom out. How does that translate into a monthly income?

These numbers show your gross revenue (the total coming in before personal expenses). The difference between your current rate and your recommended or thriving price is the money you're leaving behind every single month. Adjust the session count below to reflect how many sessions you shoot in a typical month.
At Minimum
Breaking even. Covering your costs and the value of your craft and nothing more.
At Recommended
Real profit building. This is where your business starts to feel sustainable.
At Thriving Pricing
Photography supports your life and your business funds its own growth.
At Your Current Rate
What you're currently on track to bring in. How does it compare?
Your Next Step

This calculator is a guide, not a guarantee. Pricing should reflect your specific market, experience, and goals. Always consult a CPA for financial decisions specific to your situation. IRS mileage rate is pre-filled at $0.70/mile. Please verify the current rate at IRS.gov.

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